APL summary of its understanding of the law relating to "Trustees taking into account non-financial factors when making investment decisions" as it stands in June 2020.
02 Oct 2020Exercising discretions or making decisions after Braganza and Eclairs: the role of advice
Full text and slides of talk from the Annual Conference 2021
The changing regulatory world
Full text and slides of talk from the Annual Conference 2021
Too much information: the obsession with informing scheme members
Paper and slides of talk from the Annual Conference 2021
The Evolving Irish Pensions Landscape: What Every UK Pensions Lawyer Should Know
Paper and slides of talk from the Annual Conference 2021
Climate Change: A focus on the new governance and reporting requirements
Paper and slides of talk from the Annual Conference 2021
Why net zero is a crucial next step for pension providers and advisers
Full text and slides of talk from the Annual Conference 2021
APL Virtual Evening Seminar: GMP Conversion – What do we learn from the PASA Guidance?
Investment and DC Sub-Committee: APL Response to DWP in respect of Consultation: Stronger nudge to pensions guidance which closed in September 2021 to bring attention to the identification of a potential error in the draft regulations dated 28 October 2021
Investment and DC Sub-Committee: APL Response to DWP in respect of Consultation: Stronger nudge to pensions guidance which closed in September 2021 to bring attention...
Investment and DC Sub-Committee: Response to FCA Consultation Paper CP21/17 Consultation on Climate-related Disclosures dated 10 September 2021
Investment and DC Sub-Committee: Response to FCA Consultation Paper CP21/17 Consultation on Climate-related Disclosures dated 10 September 2021.
Investment and DC Sub-Committee: Response to PLSA Consultation on Responsible Investment Quality Mark - Consultation on Standards dated 3 September 2021
Investment and DC Sub-Committee: Response to PLSA Consultation on Responsible Investment Quality Mark - Consultation on Standards dated 3 September 2021
Annual Report 2021
The Annual Report 2021 has now been published.
Forfeiture, Limitation and interest following Axminster Carpets
APL Virtual Summer Conference 2021 – Implications and Implementation of the McCloud Judgment
Slide Presentation from APL Virtual Summer Conference 2021 - Implications and Implementation of the McCloud Judgment. Held on 28 September 2021
Video from APL Virtual Summer Conference 2021 "Illiquids in DC" held on 8 July 2021
Video from APL Virtual Summer Conference 2021 "Illiquids in DC" held on 8 July 2021
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https://vimeo.com/597115166/c9db432e60
Slides from APL Virtual Summer Conference 2021 " How offensive are these new offences to routine business activity affecting DB Schemes?" held on 17 August 2021
Forfeiture, limitation and interest following Axminster Carpets – Slides and link to webinar recording
Slide Presentation from APL Virtual Summer Conference 2021 "Financial Penalties under PSA 2021" held on 2 August 2021
Slides from APL Virtual Summer Conference 2021 'Case Law Update'' held on 15 July 2021
Slides from APL Virtual Summer Conference 2021 "Changes to TRP powers in the avoidance space" held on 13 July 2021
Slides from APL Virtual Summer Conference 2021 'Case Law Update' held on 15 July 2021
Slides and recording from APL Virtual Summer Conference 2021 ''Liability Insurance for Directors and Trustees – An Introduction'' held on 6 July 2021
Slides from APL Virtual Summer Conference 2021 - Target End States and Beyond held on 16 June 2021
Slides & paper from APL Virtual Summer Conference 2021 - Would it be a breach of a pension fund trustee's investment duties to invest in "green gilts" at a "greenium"? held on 22 June 2021
Investment and DC Sub-Committee: Response to tPR dated 26 May 2021 in respect of the Funding and Investment Section of the Draft Code
GMP Equalisation and Tax - Webinar recording
Panel Discussion on DB Funding - Webinar recording
Response to the Pensions Regulator’s consultation relating to its draft policy on investigation and prosecution of the new criminal offences introduced by the Pension Schemes Act 2021
APL L&P Committee: Response to the Pensions Regulator’s consultation on the criminal offences.
Response to the Pensions Regulator’s consultation relating to its draft policy on investigation and prosecution of the new criminal offences introduced by the Pension Schemes...
Investment and DC Sub-Committee: Response to DWP regarding Consultation on taking action on climate risk - improving governance and reporting by occupational pension schemes
Investment and DC Sub-Committee: Response to DWP regarding Consultation on incorporating performance fees within the charge cap
“Pension Schemes Act 2021: Slides from Deborah Cooper's section of APL/ACA webinar on 8 March 2021"
“PSA 2021: Introduction to fines, crimes, penalties and Regulator powers”: Slides from David Pollard’s section of APL/ACA webinar on 8 March 2021
APL Junior Workshop: Corporate transactions: a changing landscape with a stronger Pensions Regulator
Recording of APL Junior Workshop on 10 March 2021. Ed Jackson and Emily Davies of Allen & Overy discuss the new Pensions Regulator’s powers under...
Bringing it all back home: the effect of Brexit on UK Pensions regulation
Bringing it all back home: the effect of Brexit on UK Pensions regulation
Response to the BEIS consultation on implementing the ban on corporate directors
Letter to HM Treasury on the proposed increase to normal minimum pension age from 55 to 57
Letter to HM Treasury on the proposed increase to normal minimum pension age from 55 to 57
Response to HM Treasury’s consultation on proposed extension of full indexation of GMPs in public service pension schemes
Response to HM Treasury’s consultation on proposed extension of full indexation of GMPs in public service pension schemes
“Add Spice” compilation from the Newsletter (to December 2020) plus at end (a) note on “e” words and (b) notice about Perpetuities sub-committee
Investment and DC Sub-Committee: Response to DWP regarding amendments proposed to the Pension Schemes Bill in respect of climate-related risks
Investment and DC Sub-Committee: Response to DWP regarding Consultation on improving outcomes for members of defined contribution pension schemes dated September
GMP Equalisation and Tax Slides from webinar on 14 July 2020
Response to MHCLG’s consultation on the application of the exit payment cap in the public sector
Response to SPPA’s consultation on proposed changes to the LGPS(S) underpin to remove age discrimination.
Annual Report 2020
The Annual Report 2020 has now been published.
Investment and DC Sub-Committee: Response to FCA Consultation CP20/9: Driving money for value in pensions
Investment and DC Sub-Committee: Response to DWP Consultation - Taking action on climate risk: improving governance and reporting by occupational pension schemes
Investment and DC Sub-Committee: Response to DWP Review of Default Fund Charge Cap and Standardised Cost Disclosure
Investment and DC Sub-Committee: Response to FCA Consultation Paper GC20/1: Advising on pension transfers
Hughes v. PPF: slides from the presentation given by Thomas Seymour at a case law forum on 14th October 2020
Consultation response: "Public service pension schemes: changes to the transitional arrangements to the 2015 schemes
Response to HM Treasury’s consultation on proposed approaches to removing age discrimination in respect of the transition to the 2015 schemes
Consultation response: Amendments to the local government pension scheme statutory underpin
Response to MHCLG’s consultation on proposed changes to the LGPS underpin to remove age discrimination
APL summary of its understanding of the law relating to "Trustees taking into account non-financial factors when making investment decisions" as it stands in June 2020, together with webinar slides dated 30 September 2020 explaining the same topic.
TPR Enforcement Update: Maria Evgenidou-Wright
Slides from APL Litigation Sub-Committee webinar on 16 September 2020
APL response via email to Pensions Climate Risk Industry Group Consultation on A Guide for Trustees on Integrating Climate-related Risk Assessment and Management into Decision Making and Reporting
APL response via email to Pensions Climate Risk Industry Group Consultation on A Guide for Trustees on Integrating Climate-related Risk Assessment and Management into Decision...
APL response to European Commission Consultation on the renewed sustainable finance strategy - responses to Questions 92, 93 and 94
APL responses to Pensions Climate Risk Industry Group regarding the amendments proposed to the Pension Schemes Bill in respect of climate-related risks
APL response via email to Pensions Climate Risk Industry Group Consultation on A Guide for Trustees on Intergrating Climate-related Risk Assessment and Management into Decision Making and Reporting
The Corporate Insolvency and Governance Act 2020 – Impact on pensions - Slides from webinar on 14 July 2020
APL L and P Committee: Correspondence with HMRC on Fixed Protection
Correspondence with HMRC
APL L and P Committee: Correspondence with HMRC on Fixed Protection
Correspondence with HMRC
APL L and P Committee: Correspondence with HMRC on Fixed Protection
Correspondence with HMRC
APL L and P Committee: Correspondence with HMRC on Fixed Protection
Correspondence with HMRC
A seat at the table: How the Pension Schemes Bill may change the dynamics of transactions
Slides from webinar presented by Rosalind Connor on 18 June 2020
APL Monthly Update - May 2020
APL Monthly update email for May 2020
APL Monthly Update - May 2020
APL monthly update email for MAy 2020
Minutes of the PLSL AGM 2019
Minutes of the AGM of the Pension Lawyers Services Limited on 15 November 2019
Minutes of the APL AGM 2019
Minutes of the AGM of the Association of Pension Lawyers on 15 November 2019
Presentation: The virtue of prudence and other funding puzzles
Slides and full text for Jonathan Hillard QC's and Leonard Bowman's talk from the Annual Conference 2019
Presentation: Owing me, Owing you: Legal issues arising from the overpayment and underpayment of occupational pension scheme benefits
slides for Paul Newman QC's talk from the Annual Conference 2019
Some oddities of the law on time: So you thought you reached age 21 on your 21st birthday?
Fuller text of note by David Pollard mentioned in the APL newsletter.
Overriding Legislation
Full text amd slides for Philip Stear's talk from the Annual Conference 2019
Trustee Liability and Exoneration Clauses - The English Perspective
Full text paper of a 2004 talk by Christopher Nugee QC in Glasgow.
Panel Presentation of superfunds/consolidators
Full text paper by Mark Smith from the Annual Conference 2019
Panel Presentation of superfunds/consolidators
Full text paper by Michael Jones from the Annual Conference 2019
Panel Presentation of superfunds/consolidators
Full text and slides for Adam Saron, Michael Jones, Camilla Barry and Eva Schram's talk from the Annual Conference 2019
Presentation: Owing me, Owing you: Legal issues arising from the overpayment and underpayment of occupational pension scheme benefits
Slides for Paul Newman QC's talk from the Annual Conference 2019
Overriding Legislation
Full text and Slides for Philip Stear's talk from the Annual Conference 2019
Presentation: Legislating for Pensions
Slides for Elizabeth Gardiner's talk from the Annual Conference 2019
Presentation: GMP Equalisation Panel Discussion
Slides for the GMP Equalisation Panel Discussion from the Annual Conference 2019
Presentation: Liability transfer on a buy - out
Slides for Julian Hobday's, Adrian Somerfield's and Chris Sharpe's talk from the Annual Conference 2019
Presentation: Negligence and Pensions Lawyers
Slides for Edwin Mustard's and Elaine Brailsford's talk from the Annual Conference 2019
Presentation: TPR in practice
Slides for Mike Birch, Gary Millar and Caoime O'Neill's talk from the Annual Conference 2019.
Presentation: The virtue of prudence and other funding puzzles
Slides for Jonathan Hilliard QC's and Loenard Bowman's talk from the Annual Conference 2019
Annual Report 2019
The Annual Report 2019 has now been published.
Letter to the Department of Work and Pensions in response to the consultation on the draft Occupational Pension Schemed (Governance and Registration) (Amendment) Regulations 2019
Letter to the Department of Work and Pensions in response to the consultation on the draft Occupational Pension Schemed (Governance and Registration) (Amendment) Regulations 2019
Response to MHCLG’s consultation on changes to LGPS valuations and the treatment of withdrawing employers
Response to MHCLG’s consultation of May 2019 on changes to LGPS valuations and the treatment of withdrawing employers
Case Law Update
The Summer Conference papers are now available in the Library
FAAs and Frozen Schemes - Practical Issues and Risks
The Summer Conference papers are now available in the Library
DB Consolidation: Preparing for Take-off
The Summer Conference papers are now available in the Library
Changing Ways of Regulation
The Summer Conference papers are now available in the Library
Consultation response: Restricting exit payments in the public sector
Response to HM Treasury’s consultation of April 2019 entitled Restricting exit payments in the public sector
International Legal Round-Up
International Legal Round-Up
Paper from seminar: “CVAs and Pensions” (David Pollard and Tom Robinson)
APL Conference 2018 – Presentations now available
APL Conference 2018 – Presentations now available
Response to DHCLG’s consultation of January 2019 entitled Local Government Pension Scheme: Fair Deal – Strengthening pension protection
International Legal Round-Up
International Legal Round-Up
Letter to the Pensions Regulator in respect of its proposed guidance on the draft Investment Consultancy and Fiduciary Management Market Investigation Order 2019
Response to CMA's consultation on the draft Investment Consultancy and Fiduciary Management Market Investigation Order 2019
Enquiry letter to the PRA regarding FSCS cover in the context of bulk purchase annuity contracts dated 1 November 2018
Enquiry letter to the PRA regarding FSCS cover in the context of bulk purchase annuity contracts dated 1 November 2018.
Annual Report 2018
The Annual Report 2018 has now been published.
Litigation against pension scheme trustees
“Litigation against pension scheme trustees”- paper by Tom Robinson at the NEAPL Conference in Leeds.
Employer Covenant: The Legal Perspective: Priority of Pension Claims
“Employer Covenant: The Legal Perspective: Priority of Pension Claims” - paper from the talk by David Pollard at the NEAPL Conference in Leeds
rn16 October...
Consultation on proposals to extend TPR’s powers APL response to consultation on the Pensions Regulator’s master trust supervision and enforcement policy Talk from the summer conference 2018. 1) Transcript of Prestige Lecture 2018 2) Distress and Inconvenience Factsheet handed out by the Pensions Ombudsman at the 2018 Prestige Lecture Pension Litigation Sub-Committee Pension Cases List International Committee’s Legal round up of current position on EU and international legal matters, including Brexit, EU legislation, Irish legislation, EU case law, Some UK...
APL Case List as at June 2018 (compiled by the Litigation sub-committee). Brief details of pending UK court cases pn pensions. Speakers slides from a talk by Daniel Shelley of Pinsent Masons LLP Transcript of Prestige Lecture 2017 delivered by Lady Justice Asplin: It's all a matter of interpretation. Minutes for PLC Case Forum APL Investment Committee: Response to DWP’s Consultation Document on disclosure of costs, charges and investments in DC occupational pensions APL Investment Committee: Response to DWP’s Consultation on the draft Occupational Pension Schemes (Preservation of Benefits) (Amendment) Regulations 2018 APL Investment Committee: Response to the FCA Consultation Paper 17/36: Reviewing the funding of the Financial Services Compensation Scheme: feedback from CP 16/42, final rules...
Draft guidance from HMRC in relation to the Trust Registration Service and correspondence between the APL and HMRC in relation to the Money Laundering, Terrorist...
Response to the Pension Protection Fund (“PPF”) consultation on contingent assets in the PPF levy, including suggested amendments to the draft contingent asset standard forms Response to the Pension Protection Fund (“PPF”) consultation on contingent assets in the PPF levy, including suggested amendments to the draft contingent asset standard forms. Textualism and Contextualism. Construction of Legislation & Deeds – A Comparison. Slides from the NWAPL Annual Conference 19 May 2017 (revised). Note of the meeting with the information Commissioner's Office regarding the General Data Protection Regulation, held on 1August 2017. 'The Shortform Best Interests Duty: Mad, Bad and Dangerous to Know' 29 September 2017 Text from the Brewers's Hall seminar by David Pollard APL Monthly update email for June 2017 APL Monthly update for April 2017 APL Monthly update email for July 2017 APL Monthly update email for February 2017 APL Monthly update email for December 2016 APL Monthly update email for November 2016 APL Monthly update email for October 2016 Slides from a presentation on the BA case by Keith Rowley Q.C. and Henry Day from Radcliffe Chambers. PPF's Levy Triennium Consultation and other recent PPF developments, including challenging the PPF (some practical points)- speaker slides from a talk by Katie Ivens of...
APL Monthly Update - May 2017 APL Investment Committee: Response to the FCA Consultation Paper 16-42: Reviewing the funding of the Financial Services Compensation Scheme The full text of the Great Chatsworth Settlement Estate Pension Shceme Mystery and some other interesting employer debt questions given to a packed Brewers' Hall...
Response to HM Treasury's consultation of 28 November 2016 entitled Consultation on indexation and equalisation of GMP in public service pension schemes. Minutes for PLC Case Forum Response to the consultation on the taxation of secondary annuities sent to HM Revenue and Customs Response to the consultation on proposals for the British Steel Pension Scheme A response to the Department for Work and Pensions regarding the consultation on the draft Occupation and Personal Pension Schemes (Automatic Enrolment) (Miscellaneous Amendments) Regulations...
Email from Jeanette Holland to the Department for Work and Pensions regarding giving feedback on government consultations Email correspondence between Jeanette Holland and the Department for Work and Pensions regarding money purchase underpins. A response sent to the HMRC Revenue and Customers on the draft Registered Pension Schemes (Provision of Information) (Amendment) Regulations 2016, plus the regulations as...
A table of issues relating to the abolition of contracting-out legislation, which highlights a number of concerns previoulsly raised by Subcommittee members. Donna-Marie Hughes -v- Royal London and recent developments with the Pensions Ombudsman - Speaker slides from a talk by Ben Fairhead of Pinsent Masons and...
A response dated 9 September 2016 to consultation by the Pensions Regulator on 21st Century trusteeship. A letter sent by Rosalind Connor on 23 September 2016 to the House of Commons Work and Pensions Committee in response to its call for...
A table of issues relating to the abolition of DB contracting-out and related email correspondence dated 4 November 2015 to 20 May 2016 between Neil...
A response by Mark Baker, Pete Coyne and the Investment Sub-Committee to the consultation by the Pensions Regulator on DC governance "how to" guides. A letter dated 25 April 2016 in response to a letter from the Pensions Regulator regarding DB - DC transfer rights and the independent advice...
A response to the consultation on compensation for loss of pensions rights in employment tribunals, sent to the President of the Employment Tribunals on 20...
A letter from Neil Bowden to the International Accounting Standards Board dated 7 November 2016 in relation to the proposed amendments to IFRIC interpretation 14. Paper from the Annual Conference 2016 Paper from the Annual Conference 2016 Paper for an APL South West Region Talk APL response to the Treasury Consultation on the introduction on a Pensions Advice Allowance Slides from a presentation on Life Assurance Arrangements by Rachel Uttley from Addleshaw Goddard LLP APL response to the FCA Consultation Paper CP16/12 on the Secondary Annuity Market - proposed rules and guidance. Common Pension Issues in Corporate Transactions (including a look at the current state of affairs regarding money purchase benefits) - speaker slides from a talk...
EU and Internation legal Round-up Minutes for PLC Case Forum APL Monthly update email for July 2016 A "New Hope" - reshaping and restructuring defined benefits - speaker slides from a talk by Emma King and Lynette Lewis of Eversheds LLP and...
APL monthly update email for June 2016 APL monthly update email for May 2016 Slides from a presentation on a public sector outsourcing and pensions by Tracy Walsh and Kelly Beattie from Bond Dickinson LLP Text of APL Caselaw Forum on Vadim Schmidt v Rosewood Trust Limited Text of London evening seminar on the rise and rise of the employer debt regime Text from the Summer Conference 2016 - What is the employer covenant? - A legal perspective Text from Summer Conference 2016 - Pensions issues on corporate transactions Text from the Summer Conference 2016 - Case law update A list of useful talks from the Library on the subject of section 75 debts, recently featured in the APL Monthly Update. APL response to the Pensions Regulator's consultation on guides to support the DC Code of Practice 13 Slides from Pensions Litigation Forum on the case of Donna-Marie Hughes v Royal London Correspondence with HMRC about the legal basis for and operation of "temporary" registration for protection against the new lifetime allowance limits. APL Monthly Update - April 2016 Text from a London evening seminar on sectionalising pension schemes Text from a London evening seminar on pension schemes and VAT Text from a London evening seminar on EIOPA's proposals for holistic balance sheets Pensions Litigation Forum - 10 May 2016 A letter dated 26 January 2016 by Susie Daykin to the PPF regarding creditor rights on an employer's insolvency. Finalised responses by Catherine McAllister, Cliver Weber, Susie Daykin, Claire van Rees, Jill Clucas, Nick Laird and Jonathan Moody to the consultation on the draft...
An email dated 19 January 2016 from Rowan Howard to HMRC regarding dependants' scheme pensions. A letter dated 22 January 2016 by Claire van Rees to HMRC regarding bridging pensions. Email correspondence dated 4 November to 21 January between Neil Bowden and the DWP regarding the Occupational Pensions Schemes (Schemes that were Contracted-out) (No2) Regulations...
A letter to HMRC dated 2 February 2016 in relation to the draft legislation to be included in the Finance Bill 2016. Re BCA Pension Trustees Limited: rn a new approach to construction - speaker slides from a talk by Paul Newman QC, Emily Campbell and James...
Text from the 2015 Annual Conference on the concept of accrual in English pensions law. Text from the 2015 Annual Conference on the concept of accrual in English pensions law. Paper looking at some of the legal issues that arise where the individual employee consent route is followed to make a scheme benefit change. Paper following up on the interactive session at the APL Conference 2015, with results of voting at the conference APL Guide to Limitation periods in Scotland for Non-Litigators This article explores whether and to what extent contractual engagements entered into by trusteees pass to thier successors. Minutes for PLC Case Forum A final response dated 11 December 2015, prepared by Mark Baker, Peter Coyne and Hywel Robinson to the consultation on “reducing regulatory burdens.” An email from Rosalind Connor to the Law Commission dated 11 January 2016 and an attached paper prepared by Jonathan Moody and colleagues at Mayer...
A letter sent on 22 December 2015 by the Pensions Regulator to Jill Clucas relating to the Regulator’s guidance on DB to DC transfers.. A final response dated 11 December 2015, prepared by Mark Baker, Peter Coyne and Hywel Robinson to the consultation on “reducing regulatory burdens.” Email correspondence between Dawn Heath and the DWP dated between 10 December 2015 and 18 December 2015 in relation to consultation on the Pensions Act...
APL provides additional comment on the draft Pension Protection Fund and Occupational Pension Schemes (miscellaneous Amendments) Regulations 2016, Regulation 5. APL provides additional comment on the draft compromise provisions circulated further to the draft report on the Proposal for a Directive of the European Parliament...
End of Contracting Out and GMP Reconciliation – speaker slides from a talk by Hannah Beacham – Wragge Lawrence Graham and Co APL L and P Committee: Correspondence with the Department of Work and Pensions in relation to consultation on the Pensions Act 2014 (Abolition of Contracting-out...
The Life and Death of the Solomon Grundy Retirement Benefit Scheme Email from Jonathan Moody to the Pensions Regulator in relation to the Regulator’s guidance on assessing and monitoring the employer covenant. A letter from Claire van Rees to HM Treasury dated 21 October 2015 in relation to consultation on pension transfers and early exit charges. Text from the Annual Conference 2015 Slides and case studies, with answers, from the NEAPL Junior Workshop held in Leeds. [APL comments on the draft report on the Proposal for a Directive of the European Parliament and of the Council on the activities and supervision...
New version of the PLC Pensions Case List is published Slides from the junior workshop held in Leeds and London. Text from the Summer Conference 2015 Death benefit payments from 6 April 2015 – Hand-out from the Summer Conference 2015 Hand-out from the Summer Conference 2015 Text from the Summer Conference 2015 Slides from NEAPL Event on 25th March 2014 This is a straw man discussion paper which looks at the changes that would need to be made to legislation to enable defined ambition schemes to...
Slides from a Brewers' Hall seminar on the government's defined ambition proposals Slides for talk on sectionalising pension schemes Slides for Andrew Long's talk on the role of the Determinations Panel of the Pensions Regulator Moral hazard powers of the Pensions Regulator - How do they apply against a company in insolvency? - Re Nortel GMBH - Round 3: The...
Asset-backed/SPV structures Did you know that many of the full papers from the 2012 Annual Conference in Newcastle are available to members in the library section of this site? With...
APL L and P Committee: Response to the consultation “Protecting defined benefit pension schemes – a stronger Pensions Regulator”
APL L and P Committee: Response to the consultation on the Pensions Regulator’s master trust supervision and enforcement policy
A new dawn in DB regulation?
"Breaking the mould" - transcript of Prestige Lecture 2018 and Distress and Inconvenience Factsheet (September 2018).
Pension Litigation Sub-Committee Pension Cases List as at October 2018
EU and International Legal Round-up as at March 2018
APL Case List as at June 2018
Pension Schemes and Takeover Bids
Prestige Lecture 2017 delivered by Lady Justice Asplin: It's all a matter of interpretation
APL Pensions Litigation Committee Minutes of meeting held at 4.45pm in 12 December 2017 at Hogan Lovells
APL Investment Committee: Response to DWP’s Consultation Document on disclosure of costs, charges and investments in DC occupational pensions
APL Investment Committee: Response to DWP’s Consultation on the draft Occupational Pension Schemes (Preservation of Benefits) (Amendment) Regulations 2018
APL Investment Committee: Response to the FCA Consultation Paper 17/36: Reviewing the funding of the Financial Services Compensation Scheme: feedback from CP 16/42, final rules and new proposals for consultation.
APL L and P Committee: Draft guidance from HMRC in relation to the Trust Registration Service and correspondence between the APL and HMRC in relation to the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017
APL L and P Committee: Correspondence with the Pension Protection Fund (“PPF”) in relation to the consultation on contingent assets in the PPF levy
APL L and P Committee: Correspondence with the Pension Protection Fund (“PPF”) in relation to the consultation on contingent assets in the PPF levy
Textualism and Contextualism. Construction of Legislation and Deeds - A Comparison
The Practical implications for employers and trustees of the Court of Appeal decision in IBM v Dalgleish - slides from a joint E&S PLC case forum on 17 October 2017
British Airways plc v Airways Pension Scheme Trustee Ltd - slides from a case forum on 11 July 2017 by Jennifer Miles and Henry Day
APL L and P Committee: Note of meeting with the information Commissioner's Office regarding the General Data Protection Regulation,held on 1 August 2017
'The Shortform Best Interests Duty: Mad, Bad and Dangerous to Know' - text from a Brewers' Hall seminar by David Pollard
APL Monthly Update - June 2017
APL Monthly Update - April 2017
APL Monthly Update - July 2017
APL Monthly Update - February 2017
APL Monthly Update - December 2016 (Annual Conference Special)
APL Monthly Update - November 2016
APL Monthly Update - October 2016
BA v APSTL: Challenges to the Exercise of Discretionary Powers - Slides from a NEAPL Event on 4 July 2017
Speaker slides from a Midlands APL seminar
APL Monthly Update - May 2017
APL Investment Comittee: Response to the FCA Consultation Paper 16-42: Reviewing the funding of the Financial Services Compensation Scheme
The Great Chatsworth Settlement Estate Pension Scheme Mystery and some other interesting employer debt questions
Meeting minutes (Public Sector) - 15 September 2016 at Eversheds LLP
Meeting minutes (Public Sector) - 7 July 2016 at Field Fisher LLP
Meeting minutes (Public Sector) - 12 January 2017 at DLA Piper UK LLP
Meeting minutes (Public Sector) - 24 November 2016 by teleconference
Meeting minutes (lnvt) - 12 January 2017 at Pinsent Masons LLP
Consultation response: Indexation and equalisation of GMP in public service pension schemes
APL Pensions Litigation Committee Minutes of meeting held at 4:45pm on 8 December 2016 at Hogan Lovells LLP
Meeting minutes (lnvt) - 30 November 2016 at CMS Cameron McKenna
APL L and P Committee: comments from Ian Greenstreet to FRC on the draft TAS 300
APL L and P Committee: response to the consultation on the taxation of secondary annuities
APL L and P Committee: response to the consultation on proposals for the British Steel Pension Scheme
APL L and P September 2016 Committee meeting minutes
APL L and P November 2016 Committee meeting minutes
APL L and P Committee: correspondence with the Department for Work and Pensions in relation to consultation on the draft Occupational and Personal Pension Schemes (Automatic Enrolment) (Miscellaneous Amendments) Regulations 2016
APL L and P Committee: correspondence with the Department for Work and Pensions regarding giving feedback on government consultations
APL L and P Committee: correspondence with the Department for Work and Pensions in relation to money purchase underpins
APL L and P Committee: correspondence with HMRC regarding the draft Registered Pension Schemes (Provision of Information) (Amendment) Regulations 2016, plus the regulations as finally made
APL L and P Committee: Table of identified issues relating to the abolition of defined benefit contracting-out legislation
Meeting minutes (L and P) - 5 April 2016 at the offices of Allen & Overy
APL Pensions Litigation Committee Minutes of meeting held at 5:15pm on 4 October 2016 at Eversheds LLP
Donna-Marie Hughes -v- Royal London and recent developments with the Pensions Ombudsman
APL L and P Committee: Correspondence with the Pensions Regulator in relation to consultation on 21st century trusteeship
APL L and P Committee: Response to House of Commons Work and Pensions Committee in response to its call for submissions on defined benefit pension funds
Minutes of the Legislative and Parliamentary sub-committee meeting held on Tuesday 4 October 2016
Minutes of the Legislative and Parliamentary sub-committee meeting held on Tuesday 7 June 2016
APL L and P Committee: Table of identified issues relating to the abolition of defined benefit contracting-out and related correspondence.
APL L and P Committee: Response to the Pensions Regulator in relation to consultation on guides to support Code of Practice 13
APL L and P Committee: Correspondence with the Pension Regulator in relation to DB - DC transfer nights
APL L and P Committee: Response sent to the President of the Employment Tribunals in relation to consultation on compensation in employment tribunals
APL L and P Committee: Correspondence with the International Accounting Standards Board to the proposed amendments to IFRIC interpretation 14
Meeting minutes (Invt) - 19 October 2016 at Clifford Chance LLP
The Future for Defined Contribution benefits - Real and illusory legal barriers to good member outcomes
The Anti-franking question
The "proper purposes" test for the exercise of discretions: Fiducairies, Eclairs and Pensions
Annual Report 2016
APL response to the Treasury Consultation on the introduction of a Pensions Advice Allowance
APL Pensions Litigation Committee Minutes of meeting held at 5:15pm on 7 July 2016 at Eversheds LLP
Death and Taxes: The two certainties revisited in the context of Life Assurance Arrangements - Slides from a NEAPL Event on 4 October
APL response to the FCA Consultation Paper CP16/12 on the Secondary Annuity Market - proposed rules and guidance
Common Pensions Issues in Corporate Transactions (including a look at the current state of affairs regarding money purchase benefits)
APL International Sub-Committee - Minutes 6 June 2016
EU and International legal Round-up - September 2016
APL International Sub-Committee - Minutes 7 March 2016
Meeting minutes (lnvt) - 7 September at Eversheds LLP
APL Pensions Litigation Committee Minutes of meeting held at 5:15pm on 10 May 2016 at Pinsent Masons LLP
APL Monthly update email for July 2016
A "New Hope" - reshaping and restructuring defined benefits
APL Monthly Update - June 2016
APL Monthly Update - May 2016
Public Sector Outsourcing - Slides from a NEAPL Event on 6 July 2016
"About Schmidt": Vadim Schmidt v Rosewood Trust Limited
Meeting Minutes MAPL 7 July 2016
"Another fine mess": the rise and rise of the employer debt regime
Meeting minutes NEAPL 19 January 2016 at Pinsent Masons
What is the employer covenant? - A legal perspective
Pensions issues on corporate transactions
Meeting minutes (lnvt) - 8 June 2016 at Dentons UKMEA LLP
Case law update
APL Highlights - Section 75 Debts
APL response to the Pensions Regulator's consultation on guides to support the DC Code of Practice 13
Donna-Marie Hughes - Royal London and recent developments with pention scams
APL L and P Committee: Correspondence with HMRC in relation to registration for lifetime allowance protection
APL Monthly Update - April 2016
Meeting Minutes (Public Sector) - 14 January 2016 at Pinsent Masons
Comments on CP EIOPA's advice on the development of an EU Single Market for personal pension products (PPP)
Sectionalising Pension Schemes - Breaking up is hard to do?
Pension Schemes and VAT: unravelling PPG, ATP and HMRC's briefs
EIOPA's Trojan Holistic Horse
Pensions Litigation Committee Form on 10 May 2016
Annual Report 2015
APL International Sub-Committee - Minutes of meeting, 7 December 2015
EU and International legal round-up
Meeting minutes (lnvt) - 13 April 2016 at Squire Patton Boggs
APL Monthly Update - March 2016
Meeting minutes (L and P) - 2 February 2016 at Eversheds LLP
APL L and P Committee: Correspondence with the Pensions Protection Fund in relation to the creditor rights on an employer's insolvency.
APL L and P Committee: Correspondence with the Department of Work and Pensions in relation to the Occupational and Personal Pension Schemes and Pensions Protection Fund (Miscellaneous Amendments) Regulations 2016
APL L and P Committee: Correspondence with HMRC in relation to dependants' scheme pensions
APL L and P Committee: Correspondence with HMRC in relation to bridging pensions
APL L and P Committee: Correspondence with the Department of Work and Pensions in relation to the Occupational Pensions Schemes (Schemes that were Contracted-out)(No2) Regulations 2015
APL L and P Committee: Correspondence with HMRC in relation to the draft legislation to be included in the Finance Bill 2016.
Re BCA Pension Trustees Limited: a new approach to construction
The concept of accrual in English pensions law: Some thoughts
The concept of accrual in English pensions law: Some thoughts
Member consent and benefit change
Meeting Minutes (Public Sector) - 15 March 2016 at Osborne Clarke
Paper following up on the interactive session at the APL Conference 2015
Meeting minutes (lnvt) - 2 March 2016 at Linklaters
APL Guide to Limitation periods in Scotland for Non-Litigators
Transmission of engagements on change of trustee: Which contractual engagements can trustees pass on to successors?
APL Pensions Litigation Committee Minutes of meeting held at 4:45 pm on 3 December 2015 at Hogan Lovells International LLP
APL L and P Committee: Correspondence with the Department of Work and Pensions in relation to consultation on reducing regulatory burdens, minor regulation changes and response to consultation on the investment regulations..
Meeting minutes (L&P) – 12 January 2016 at Mayer Brown International LLP
APL L and P Committee: Correspondence with the Law Commission and an attached paper inviting the Law Commission to consider a review of aspects of recent pension legislation.
APL L and P Committee: Correspondence with the Pensions Regulator in relation to the Regulator’s guidance on DB to DC transfers..
APL L and P Committee: Correspondence with the Department of Work and Pensions in relation to consultation on reducing regulatory burdens, minor regulation changes and response to consultation on the investment regulations..
APL L and P Committee: Correspondence with the Department of Work and Pensions in relation to consultation on the Pensions Act 2014 (Abolition of Contracting-out for Salary Related Pension Schemes) (Consequential Amendments) Order 2016.
Letter from APL to DWP
Letter from the APL to the Committee on Economic and Monetary Affairs regarding the IORP (recast)
Speaker slides from a Midlands APL seminar
APL L and P Committee: Correspondence with the Department of Work and Pensions in relation to consultation on the Pensions Act 2014 (Abolition of Contracting-out for Salary Related Pension Schemes) (Consequential Amendments) Order 2016.
Meeting minutes (lnvt) - 12 January 2016 at Travers Smith
Pensions and Investment Seminar
The Life and Death of the Solomon Grundy Retirement Benefit Scheme
APL L and P Committee: Correspondence with the Pensions Regulator in relation to the Regulator’s guidance on assessing and monitoring the employer covenant.
APL L and P Committee: Correspondence with HM Treasury in relation to consultation on pension transfers and early exit charges.
APL L and P Committee: Note on Excepted Group Life Plans (EGLPs).
A rough guide to alternative dispute resolution
A rough guide to alternative dispute resolution
Looking after members' best interests: does anyone have to?
Further elephants in the room: Professional negligence claims and what we still do not know
The PPF – 10 years on
How to ensure that your documents are properly executed
Rules of construction
The risks of de-risking: what can possibly go wrong?
Junior Workshop on Equalisation and the Barber Window – Slides and Case Studies from NEAPL Event on 6 November 2015
Letter from the APL to the Committee on Economic and Monetary Affairs
PLC pension cases list
Junior Workshop on Pensions Tax – Slides from NEAPL Event on 27 February 2015
Merchant Navy Ratings Pension Fund case – Open or frozen? - Text from the Summer Conference 2015
Death benefit payments from 6 April 2015 – Hand-out from the Summer Conference 2015
Death benefit payments from 6 April 2015 – Hand-out from the Summer Conference 2015
Case Law Update – Text from the Summer Conference 2015
Newsletter April 2015
North East APL – April 2015 Report
The Pension Schemes Act 2015: what's new? - slides from a Brewers' Hall seminar
Amendment powers: two myths - updated text from a Brewers' Hall seminar
Pension Increases, Revaluation and Final Salary Linkage – Slides from NEAPL Event on 7th October 2014
Re Gleeds Retirement Benefits Scheme – Slides from NEAPL Event on 18th September 2014
Updated straw man paper on amendments to UK legislation required to enable defined ambition pension schemes to be set up
Section 75 - Grace periods and relevant transfer deductions
Slides from a caselaw forum on the IBM case
Defined Contribution: The Duty on Employers and Benefit Adequacy - Slides from NEAPL Event on 25th March 2014
Amendments to UK legislation required to enable defined ambition pension schemes to be set up
Defined ambition: where will it lead us?
Brewers' Hall Seminar - sectionalising pension schemes - breaking up is hard to do?
Brewers' Hall evening seminar
Charities: the great pensions crisis - slides from a London seminar
Brewers' Hall evening seminar - Re Nortel GMBH
Pitt v HMRC and Futter v HMRC - London seminar slides
Disputed rights for same sex partners - slides from a London seminar
Summer conference 2013
2012 conference papers now in the library!